USAPonzi
 The Biggest Ponzi Scheme on the Planet
Author: John W. White
December 1, 2017
USAPonzi: The Ultimate Government Fraud
The Biggest Ponzi Scheme on the Planet
December 1, 2017
The U.S. Government is corrupt! The U.S. Government is operating with a Ponzi scheme fiscal policy by using Cash Accounting rather than the proper GAAP Accounting . As a result, the U.S. Government is operating with a dramatically unbalanced budget that has created $109.1 Trillion of public liabilities and $109.1 Trillion of imaginary-counterfeit money by "borrowing/stealing" $109.1 Trillion from the future Americans and giving it to the current Americans.

This is a $109.1 Trillion Fraud!
The U.S. Government is committing fiscal and accounting fraud!
A Planet fooled!

The U.S. Government has "borrowed/stolen" $109.1 Trillion from the future Americans and given it to the U.S. upper class. This is fraud because the future Americans do not have $109.1 Trillion! The U.S. Government is "Cooking the Books" to produce this Ponzi scheme that I call USAPonzi.

As of December 1, 2017, the U.S. Government has borrowed $109.1 Trillion from the future Americans and given it to the U.S. upper class by undertaxing them! If this fiscal and accounting fraud is allowed to continue, the U.S. Government will give the U.S. upper class an infinite amount of imaginary-counterfeit money!

By operating with Cash Accounting, the U.S. Government is not taxing the current Americans nearly enough to pay for future U.S. Government benefit promises and defers this cost to the future Americans. The U.S. upper class is getting filthy rich because the U.S. Government is using a fraudulent fiscal policy and accounting system. The U.S. Government is borrowing an exponentially increasing amount of money from the future Americans and giving it to the U.S. upper class by operating with Cash Accounting rather than the proper GAAP Accounting.

The U.S. Government has fraudulently enriched the U.S. upper class by $109.1 Trillion.

The senior officials of the U.S. Government have committed a criminal act to enrich themselves and to give the U.S. upper class $109.1 Trillion. The senior officials of the U.S. Government have committed by far the biggest crime in the history of the planet. The senior officials of the U.S. Government are common criminals.

USAPonzi is one of the simplest and most basic forms of accounting fraud; using Cash Accounting rather than the proper GAAP Accounting. This allows the U.S. Government to pay benefits to the current Americans without having to tax the current Americans to pay for future benefits. The U.S. Government just fraudulently defers the cost of future benefits to the future Americans.

The U.S. Government is committing this fiscal and accounting fraud to elevate the standard of living of all Americans, to enrich the U.S. ruling class, and to colossally enrich the U.S. upper class. However, this fraud is colossally cheating the U.S. Common Man, colossally cheating the rest of the Planet, and colossally cheating all future Americans.

This fraud is a classic Ponzi scheme, I call it USAPonzi, that is borrowing monopoly money from the future Americans and giving it to the current Americans. This fraud is creating monopoly money out of "thin air" by deferring public liabilities to the future Americans. This fraud has falsely and fraudulently given the United States of America the dominant position on the Planet; financially, economically, politically, and militarily. This fraud is setting the stage for a global financial and economic disaster of epic proportions when USAPonzi implodes.

USAPonzi is Enriching the Upper Class while Cheating the Common Man

USAPonzi is Enriching the Rich and Cheating the Rest

Over the last 48 years, since USAPonzi was launched in FY1969, the U.S. Government has given the U.S. upper class $109.1 Trillion (US Unfunded Liabilities (GAAP)) by undertaxing them, has shortchanged the U.S. Common Man by $88.6 Trillion (US Unfunded Future Liabilities) by not adequately funding future benefit promises, and has overpaid itself and its related businesses creating National Debt of $20.5 Trillion. This website is intended to expose this fraud and to explain the impact that this fraud and corruption is having on the global economy and the global financial system.

This U.S. Government fiscal and accounting fraud had produced Social Injustice of $195 Trillion as of September 26, 2017!

The U.S. Government is stealthily, systematically, and fraudulently "borrowing/stealing" imaginary-counterfeit money from the future Americans with GAAP basis deficit spending and giving it to the current Americans at the current rate of $15.5 Billion a day.

Donald J. Trump is now The First Imaginary Billionaire President because of this U.S. Government fiscal and accounting fraud. Donald Trump has been able to accumulate about $3.0 Billion of the $109.1 Trillion of imaginary-counterfeit money that this U.S. Government fraud has produced.

The U.S. Government has, for the last several years, also named executives from Goldman Sachs into key positions in the U.S. Government while the Goldman Sachs community has gained several tens of billions of imaginary-counterfeit wealth because of this fraud (See The Goldman Sachs Conspiracy ).

This U.S. Government fiscal and accounting fraud is magically pumping $109.1 Trillion of imaginary-counterfeit money through the U.S. and global economy, creating imaginary-counterfeit revenue and profit for most companies like Apple , Amazon , Tesla , Google , Facebook , and NetFlix. Americans don't have to earn real money to buy the goods and services from these companies, they just use the $109.1 Trillion of imaginary-counterfeit money that the U.S. Government has fraudulently borrowed from the future Americans. $109.1 Trillion can buy a lot of Apple iPhones, Tesla Cars, NetFlix subscriptions, and stuff from Amazon so that these companies, and many others like them, can afford to buy advertising on Google and Facebook which appears to make Google and Facebook profitable and valuable.

The global economy and the global financial system are both a hoax created by U.S. Government fiscal and accounting fraud. The anticipated tax revenue from the future Americans, currently $109.1 Trillion, is what is making the world go around.

This U.S. Government fiscal and accounting fraud is colossally enriching the U.S. upper class which is in turn causing a tremendous wealth and income gap between the rich and poor in America (See The Wealth Gap is caused by U.S. Government Fraud ). The U.S. Government has fraudulently borrowed $109.1 Trillion from the future Americans and given it to the U.S. upper class to produce this wealth and income gap!

The U.S. Government is " Stuffing $107+ Trillion into the pockets of the U.S. upper class "!

The U.S. Government is " Creating massive imaginary-counterfeit wealth out of thin air "!

I have sent a "whistleblower letter" to each of the 540 members of the U.S. Congress in an attempt to alert them to this massive fraud that is be perpetrated by the U.S. Government ( Whistleblower Letter to the U.S. Congress )! I got one response from Randy Neugebauer (R) Lubbock, TX!

I have sent seven "whistleblower letters" to the U.S. Supreme Court in an attempt to alert them to this massive fraud  that is being perpetrated by the U.S. Government ( Whistleblower Letter #7 to the U.S. Supreme Court )!

I have sent thirteen "whistleblower letters" to the U.S. Securities and Exchange Commission in an attempt to alert them to this massive fraud that is being perpetrated by the U.S. Government ( Whistleblower Letter #13 to the U.S. SEC )!
Download "USAPonzi2" (E1U069) in PDF Format
Mission
The mission of this website ( usaponzi.net ), my related website ( usaponzi.com ), and my books ("USAPonzi" and "USAPonzi2"), is to expose and explain the fraud and corruption within the U.S. Government due to this Ponzi scheme fiscal policy. These websites and my books explain this fraud, how it got started, the impact it is having on the global financial system and the global economy, what will happen when the Ponzi scheme implodes, and what the U.S. Government must do to eliminate this fraud and corruption.

The usaponzi.com website is a very large and complex website that is a series of 520 commentaries that I have written and posted online since March 2013. The usaponzi.com website is therefore very imposing and confusing for even the serious student of this fraud. This usaponzi.net website is intended to provide a more direct and concise reading guide that identifies and presents the most pertinent of these commentaries.

The "USAPonzi" book (reference data November 22, 2015) is available on Amazon in paperback and Kindle formats and is also accessible in Kindle and PDF formats via the download links below. This book consolidates the most pertinent commentaries from the usaponzi.com website but it is also a rather imposing and repetitive 644-page book. For that reason, I have written a CliffsNotes version of "USAPonzi" .

Download "USAPonzi" (E1U110) in Kindle Format

Download "USAPonzi" (E1U110) in PDF Format

The "USAPonzi2" book (reference data May 1, 2017) is available on Amazon in paperback and Kindle format and is also accessible in Kindle and PDF formats via the download links below. This book has been updated with financial information as of May 1, 2017 and commentaries that have been posted on usaponzi.com since that date.

Download "USAPonzi2" (E1U089) in Kindle Format

Download "USAPonzi2" (E1U089) in PDF Format


The usaponzi.net website gives a high-level overview of USAPonzi with links to the more detailed information as the reader has interest. This website has a topical reading guide at the bottom of this "Home" page (section "Reading") for that purpose.

I have also sent multiple "Whistleblower Letters" to U.S. Govenment officials and "Op-Eds" to the media in an attempt to expose this fraud which are accessible in section "Whistleblower" of this website.
Scheme
The U.S. Government fiscal policy, that I call USAPonzi , is a classic Ponzi scheme that is "borrowing" monopoly money from future Americans and giving it to the current Americans. As of December 1, 2017, the U.S. Government has given the current Americans $109.1 Trillion of imaginary-counterfeit money with most of it going to the U.S. upper class. If this Ponzi scheme is allowed to continue, the U.S. upper class will gain imaginary-counterfeit wealth that will approach infinity in a currency whose value will approach zero. I have written an Open Letter to the U.S. General Public  Op-Ed and an Open Letter to Planet Earth Op-Ed that I have submitted to the "Wall Street Journal", the "New York Times", and the "Dallas Morning News" in an attempt to concisely and broadly expose this fraud/Ponzi scheme. I have sent numerous Op-Eds to the "News Media" in an attempt to inform the general public of this massive U.S. Government fraud. All of these attempts have been rejected. Many of these Op-Ed candidates can be found in the "Whistleblower" section of this website.
Money
I call the money that is being borrowed from the future Americans and given to the current Americans "imaginary-counterfeit money" . It is "imaginary" because the U.S. Government just imagines that the future Americans will be able to pay it but it is "counterfeit" because the future Americans can never pay it. Therefore, I call this fraudulently borrowed money "imaginary-counterfeit money" but it is really just "monopoly money" since it has no value. I use the terms "imaginary-counterfeit money" and "counterfeit money" interchangeably on both of my websites and in my book. I will also refer to this money as "monopoly money" or "fake money" or "faux money" or "phantom money" from time to time in my writings.

Counterfeit money is explained in The Meaning of Counterfeit Money .

Imaginary money is explained in The Theory of Imaginary Money .

Imaginary-counterfeit money is explained in The Concept of Imaginary-Counterfeit Money .

Explicit and implicit imaginary-counterfeit money are explained in The Extended Theory of Imaginary-Counterfeit Money .

The value of money is explained in How much Money is 2.5 Trillion Dollars in an attempt to expose the magnitude of this $109.1 Trillion fiscal and accounting fraud.

By borrowing $109.1 Trillion of imaginary-counterfeit money from the future Americans, the U.S. Government has created millions of Imaginary Millionaires and Billionaires .

By borrowing $109.1 Trillion of imaginary-counterfeit money from the future Americans, the U.S. Government has caused The Bank Bubble . We have built over 93,000 real branch banks to help manage this $109.1 Trillion of imaginary-counterfeit money (monopoly money).
Data
The key data used on my websites and in my book, are sourced from www.usdebtclock.org . In my early commentaries on the usaponzi.com website I used other sources but since 2Q 2015 I have based my research on usdebtclock because at that time usdebtclock began reporting U.S. Government financial information on a GAAP basis. This website provides realtime estimates of key financial data for the U.S. Government, the states, and several major countries. For the purpose of analyzing the USAPonzi scheme, US Unfunded Liabilities (GAAP) is the most significant number since it provides a realtime estimate of the amount of imaginary-counterfeit money that the U.S. Government has borrowed from the future Americans and given to the current Americans.
www.usdebtclock.org
Cause
Lyndon Baines Johnson caused USAPonzi by convincing the U.S. Congress to adopt the " Unified Budget " for Fiscal Year 1969. Adopting this budgeting process should have included a switch from Cash Accounting to GAAP Accounting (Generally Accepted Accounting Principles) so that the benefit trust funds would be properly funded to meet future payment commitments. As a result, the U.S. Government is incurring National Debt ($20.5 Trillion) because of overspending on a cash basis and is incurring Unfunded Future Liabilities ($88.6 Trillion) by not adequately funding future U.S. Government benefit promises. US Unfunded Liabilities (GAAP) now total $109.1 Trillion and the current Americans have been undertaxed by $109.1 Trillion producing $109.1 Trillion of imaginary-counterfeit money. The U.S. Government has produced $109.1 Trillion of imaginary-counterfeit money out of "thin air" simply by undertaxing the current Americans, primarily the U.S. upper class. This is criminal fraud and the senior U.S. Government officials are criminals !
Status
The following tables show the U.S. Government's financial status as of December 1, 2017 and a comparison of how Cash Accounting and GAAP Accounting assess this status. Cash Accounting dramatically understates the magnitude of our deficit and our public liabilities. The U.S. Government has US Unfunded Liabilities (GAAP) of $109.1 Trillion, the sum of our National Debt and our US Unfunded Future Liabilities. The U.S. Government has borrowed $109.1 Trillion of imaginary-counterfeit money from the future Americans and given it to the current Americans.
                                  National Debt   $20.5 Trillion
        Borrowed from Trust Funds   $5.66 Trillion
                 Cash Deficit in FY2018   $0.67 Trillion
               GAAP Deficit in FY2018   $5.66 Trillion
  US Unfunded Future Liabilities    $88.6 Trillion
 US Unfunded Liabilities (GAAP)  $109.1 Trillion
     Imaginary-Counterfeit Money  $109.1 Trillion
                  Total National Assets  $135.6 Trillion
December 1, 2017

                                        Cash                GAAP
                                  
Accounting       Accounting

 Deficit in FY2018   $0.67 Trillion     $5.66 Trillion
 Public Liabilities  
$20.5 Trillion   $109.1 Trillion
                                      National      US Unfunded

                                          Debt             Liabilities
Net Worth
Because the U.S. Government has now borrowed $109.1 Trillion from the future Americans and given it to the current Americans, the private net worth in the United States, and in fact around the Planet, has increased dramatically. The Federal Reserve Bank in St. Louis maintains what is called the FRED database that includes their estimate of the Net Worth of Americans. FRED stands for Federal Reserve Economic Data. This database reports three major categories of Net Worth; Household, Corporate, and Small Business with the total being Total National Assets as shown in the financial status in the previous "Status" section of this website to be $135.6 Trillion as of December 1, 2017.

The following links show charts from the FRED database that demonstrate how private wealth (net worth) started to increase dramatically when USAPonzi was launched in FY1969 and the U.S. Government started to borrow imaginary-counterfeit money from the future Americans to give to the current Americans. These charts also show the impact of "The Internet Bubble" in 2000 and the "The Housing Bubble" in 2008. These charts only go thru April 1, 2016 so the ending total is only $122.4 Trillion as compared to the current (December 1, 2017) estimate of $135.6 Trillion which includes the "Trump Rally" in the stock market.

These charts show that U.S. private net worth was estimated to be $5.023 Trillion at the end of 1968 (nominally the date that USAPonzi was launched) and it is now estimated to be $135.6 Trillion largely because the U.S. Government has borrowed $109.1 Trillion from the future Americans, with GAAP basis deficit spending, and given it to the current Americans. The U.S. Government is creating private net worth by assuming public liabilities and the U.S. upper class is the beneficiary of most of this increase in private net worth. This is why I say that USAPonzi has caused the "Wealth Gap". The U.S. Government has given its U.S. upper class friends a gift of $109.1 Trillion of imaginary-counterfeit money over the last 48 years simply by undertaxing them.


The U.S. Government is creating wealth in the United States and throughout the Planet simply by borrowing imaginary-counterfeit money from the future Americans and giving it to the current Americans. The wealth of Americans will drop by nominally this $109.1 Trillion of imaginary-counterfeit money when USAPonzi implodes.
Impact
Because of this fraud, all Americans are living beyond their means, the U.S. ruling class is enjoying an opulent lifestyle, and the U.S. upper class is enjoying a super opulent lifestyle (See Luxurious Living for the U.S. Upper Class ). Because of this fraud, the U.S. ruling class gets overpaid, the current social benefit recipients get overpaid, the Common Man and the under privileged get cheated because the U.S. Government is not funding future benefit promises, the U.S. upper class gets filthy rich (See Getting Rich from U.S. Government Fraud ) because they have been undertaxed by $109.1 Trillion, and the rest of the planet gets cheated because most of the purchases made by Americans are being made with imaginary-counterfeit money that the U.S. Government has fraudulently borrowed from the future Americans (See Enriching the Upper Class/Cheating the Common Man ).

Until the U.S. Government starts using an honest accounting system, this massive fraud and its associated distortions will continue to favor Americans, colossally cheat the Common Man, enrich the U.S. ruling class, colossally enrich the U.S. upper class, and colossally cheat the rest of the planet.

This is a criminal fraud of epic proportions with global implications. The senior officials in the U.S. Government are approving the fiscal policy and budgeting process that authorizes this fraud and they are direct financial beneficiaries of this fraud making this a criminal fraud and the senior officials of the U.S. Government criminals. This is a $109.1 Trillion crime!

USAPonzi is also causing inflation , healthcare cost inflation , offshoring , and urbanization . More and more people are moving to urban environments because they are living off the imaginary-counterfeit money that is being produced by this U.S. Government fraud so they can appear to live in the close confines of the urban environment. This is why they are building so many high-rise luxury apartment buildings in New York City and many other cities around the world; we can build them and rent them with the imaginary-counterfeit money that the U.S. Government is borrowing from the future Americans. This is what has caused The Housing Bubble and many other financial debacles all over the planet. The U.S. Government is borrowing a hell of a lot of money, $109.1 Trillion so far, from the future Americans so we can build and buy bigger and bigger new houses and pay more and more money for the old ones. Creating this imaginary-counterfeit money out of "thin air" is causing consumer and asset price inflation .

Because of the artificially inflated economy in the United States created by the introduction of this imaginary-counterfeit money into the U.S. economy, the cost of labor in the United States has been elevated which, in turn, has caused U.S. industry to seek lower cost operating environments by offshoring business processes.

This creation of $109.1 Trillion of imaginary-counterfeit money is why Donald Trump has gold bathroom fixtures in his "palaces"; this is caused by the U.S. Government fiscal and accounting fraud that I have named USAPonzi. This creation of $109.1 Trillion of imaginary-counterfeit money is why the Saudi Princes, Carlos Slim, and Vladimir Putin are billionaires; this is caused by the U.S. Government fiscal and accounting fraud that I have named USAPonzi. This is why Putin and Trump could be such good buddies; they are "birds of a feather"! They are both motivated to continue this massive U.S. Government fraud that has made them both filthy rich. Incurring public liabilities produces imaginary-counterfeit private wealth.

Again, the "Reading" section of this website has links to commentaries that describe more of the financial debacles and asset bubbles that are produced by this massive fraud/Ponzi scheme.
Implosion
The implosion of USAPonzi will cause a massive global depression. The timing of this implosion is unknown but it is inevitable. This imaginary-counterfeit money (currently $109.1 Trillion) will evaporate into the "thin air" from whence it came when USAPonzi implodes. The stock market will drop by about 85%, about 85% of bonds will become worthless, and most banks will fail because most of the money in our banks is imaginary-counterfeit money that has been fraudulently "borrowed" from the future Americans. The price of gold and oil will drop precipitously. Many of our physical assets will fall into under use or even disuse. We will not have the money or time to use, own, operate, and maintain these assets because we will have to start earning real money rather than the imaginary money that USAPonzi has been producing (See The Implosion of USAPonzi ).
Solution
The solution to eliminating this fraud is the adoption of GAAP Accounting and a commitment to a balanced GAAP basis budget. This will not be an easy task and it will be very a painful process. It will cause a dramatic reduction in the standard of living of Americans and it will mean dramatically reducing the size of the U.S. Government. The U.S. Government will have to be dramatically reformed because of the gross overspending and overcommitting that has gradually but dramatically increased the size of the U.S. Government over the last half century because of this fraud/Ponzi scheme.

The role of The United States of America will be markedly diminished socially, politically, economically, and militarily when USAPonzi implodes. We will be forced to dramatically withdraw from our active role as "global policeman". The U.S. Government has been fraudulently financing a lot of spending, defense spending being just one of the major budget items, that it cannot afford because of this fraud.
Aftermath
The immediate aftermath of USAPonzi will be a massive global depression followed by the ongoing reality of a much lower standard of living throughout the developed world but especially in the United States. The global citizenry will not only lose $109+ Trillion of imaginary-counterfeit private wealth, the global economy will lose $5+ Trillion per year of deficit spending by the U.S. Government. We will realize that we have been living in a fantasy world created by this U.S. Government fraud. We will realize that we have too many cars, too many airplanes, too many big houses, too many big office buildings, too many big apartment buildings, too many big warehouses, too many stores, banks, restaurants, too many of everything. We have bought/built many (my estimate is about 80%) of these things with the imaginary-counterfeit money that the U.S. Government has created out of "thin air" by borrowing it from the future Americans with GAAP basis deficit spending.

The urbanization of the U.S. population will also have to be reversed as a huge percentage of the population will have to revert to a job that earns a real income rather than the imaginary-counterfeit money income that is being generated by this accounting fraud.

The good news is, the wealth gap will largely evaporate with the evaporation of $109+ Trillion of private net worth. The bad news is that the standard of living of all Americans will be dramatically reduced by the elimination of this fraud. We will also likely see a marked increase in local civil unrest when it becomes evident that the U.S. Government is making U.S. Government benefit promises that it cannot keep. Those that are not in the U.S. upper class are going to be "mad as hell" when they find out that the U.S. Government has been making promises it has no intention of keeping so that it can enrich itself and dramatically enrich its U.S. upper class friends. Of course, the U.S. upper class is also going to be disappointed when they realize that $109.1 Trillion (about 81-84%) of their wealth is imaginary-counterfeit money.

Another piece of good news is that international terrorism and warring should be markedly reduced because the funds that are now available for these activities will also vanish. Terrorism is being financed by the imaginary-counterfeit money produced by USAPonzi. Global warfare is being financed by the imaginary-counterfeit money produced by USAPonzi. USAPonzi is financing the United States, our allies, and our foes; largely by buying their oil and gas with our imaginary-counterfeit money (See How Lee Harvey Oswald created ISIS ).

The impact of the elimination of this fraud will be felt throughout the planet when American purchasing power is dramatically reduced. We will also have a lot of physical assets sitting idle since I estimate that more than 80% of these assets have been purchased with imaginary-counterfeit money that the U.S. Government has borrowed from the future Americans plus we will not have the income or the time to use, operate and maintain these assets when U.S. Government deficit spending is reduced by more than $5 Trillion a year. The GAAP Deficit in FY2018 is estimated to be $5.66 Trillion as shown in section "Status" above.
Summary
USAPonzi is a $109.1 Trillion fraud/Ponzi scheme that is cheating the Common Man, cheating the rest of the Planet, enriching the U.S. ruling class, and colossally enriching the U.S. upper class. This fraud can only be eliminated by the U.S. Government adopting GAAP Accounting and committing to a balanced GAAP basis budget.

It is also imperative that any sovereign entity that sponsors a currency that is used for international trade, adopt an accrual accounting system (GAAP or equivalent) and commit to a balanced budget to prevent the kind of fiscal and accounting fraud that the U.S. Government has been perpetrating for the last half century.

USAPonzi is "The Ultimate Government Fraud" ($109.1 Trillion) and it is "The Biggest Ponzi Scheme on the Planet"!
White Papers
What is now the mission of my websites and book was preceded by my thoughts and concerns about the economy and the financial system that I recorded in some unpublished writings that started in earnest in 2011. My thought was to create a website ( usaponzi.com ) to publicly post these writings. That was how USAPonzi.com got started which has now produced over 520 commentaries that explore and explain this Ponzi scheme. I called these early papers "White Papers". They can be found by following this link.

White Papers
Reading Guide
This is a topical reading guide from which the reader can select a topic of interest from my websites.
Open Letter to General Public
Open Letter to Planet Earth
Whistleblower Letter to U.S. Supreme Court
Con

Whistleblower
Starting in January of 2014, I began sending whistleblower letters to the U.S. Securities and Commission, the U.S. Congress, the U.S. Supreme Court, and others expressing the complaint that the U.S. Government is committing fiscal and accounting fraud. I also began sending Op-Eds to the media in an attempt to expose this fraud and corruption. The following are links to some of these whistleblower letters and Op-Eds.
WhistleBlower Letters to
Securities and Exchange Commision 
                        Letter #1 Jan 8, 2014
                     Letter #2 Jan 27, 2014
                     Letter #3 Feb 24, 2014
                     Letter #4 Mar 17, 2014
                     Letter #5 Apr 14, 2014
                     Letter #6 Aug 18, 2014
                     Letter #7 Mar 11, 2015
                     Letter #8 Jun 29, 2015
                     Letter #9 Jul 30, 2015
                     Letter #10 Sep 15, 2015
                     Letter #11 Sep 26, 2015
                     Letter #12 Feb 10, 2016  
                     Letter #13 Nov 25, 2017
  Whistleblower Letter to
U.S. Congress
Letter #1 May 6, 2016
Whistleblower Letter to
Heritage Foundation
Letter #1 Jul 24, 2016
Op-Eds to the Media
         n The Ponzi Economy Dec 29, 2014  
        w The Ponzi Economy Jan 5, 2015
        d The Ponzi Economy Jan 15, 2015
  w/n/d The Ultimate Government Fraud Apr 6, 2016
  w/n/d Open Letter to U.S. Citizens May 19, 2016
  w/n/d The $103 Trillion Gift Aug 1, 2016
  w/n/d The U.S. Government is  Corrupt Aug 20, 2016
  w/n/d The Clinton Fraud Aug 22, 2016
  w/n/d Creating Money out of "thin air" Oct 1, 2016
  w/n/d Borrowing from the Future Oct 19, 2016
 w/n/d Getting Rich from U.S. Government Fraud Nov 15, 2016
  w/n/d Unlimited Wealth to U.S. upper class Dec 2, 2016
  w/n/d The Great Economic Divide Dec 7, 2016
  w/n/d Open Letter to Planet Earth Dec 13, 2016
  w/n/d Open Letter to Planet Earth Dec 14, 2016
  w/n/d The American Mafia Dec 20, 2016
  w/n/d The Eight Richest Billionaires Jan 17, 2017
  w/n/d The First Imaginary Billionaire President Jan 20, 2017
  w/n/d Obamacare Folly Jan 25, 2017
  w/n/d USAPonzi must be a Planned Conspiracy Jan 26, 2017
  w/n/d The Dow 20,000 Imaginary Milestone Jan 27, 2017
  w/n/d Congress: What do you not understand Jan 30, 2017
  w/n/d Tesla-The Imaginary Car Feb 1, 2017
  w/n/d Google-A $557B Company built on Fraud Feb 2, 2017
  w/n/d Facebook-A $384B Company built on Fraud Feb 2, 2017
  w/n/d If it seems too good to be true, it probably is! Feb 3, 2017
  w/n/d Two Classes of People-Two Kinds of Money Feb 9, 2017
  w/n/d Las Vegas-A Glitzy City built on Fraud! Feb 9, 2017
  w/n/d NetFlix-A $62B Company built on Fraud! Feb 9, 2017
  w/n/d Janet Yellen-Liar or Fool? Feb 10, 2017
  w/n/d Open Letter to Planet Earth Feb 13, 2017
  w/n/d The Goldman Sachs Conspiracy Feb 14, 2017
  w/n/d Wealth and Income Inequality Crisis Feb 15, 2017
  w/n/d Open Letter to Planet Earth Feb 25, 2017
  w/n/d New York Union Workers Struggle to Survive Mar 1, 2017
  w/n/d Open Letter to Planet Earth Mar 7, 2017
  d Unequal Prosperity Mar 13, 2017
  w/n/d Open Letter to Warren Buffett Mar 16, 2017
  w/n/d Cooking the Books Mar 21, 2017
  w/n/d Open Letter to Planet Earth Mar 24, 2017
  w/n/d Healthcare Cost Inflation Mar 26, 2017
  w/n/d Open Letter to Planet Earth Mar 29, 2017
  w/n/d U.S. Trade Deficit Explained Mar 31, 2017
  w/n/d Chinese NOT Grand Champs Apr 4, 2017
  w/n/d The LBJ Conspiracy Apr 5, 2017
  w/n/d Fools or Cheaters Apr 7, 2017
  w/n/d Earn Imaginary Interest on Imaginary Money Apr 5, 2017
  w/n/d Ponzi Schemes by FraudsandScams.com Apr 13, 2017
  w/n/d The $105.8 Trillion U.S. Government Fraud Apr 14, 2017
  w/n/d Open Letter to the U.S. General Public Apr 17, 2017
  w/n/d A Fraud that fooled A Planet April 21, 2017
  w/n/d Cheating the U.S. Common Man April 23, 2017
  w/n/d Drain the Swamp by Ken Buck (R-CO) April 25, 2017
  w/n/d Earnings Beat Estimates April 28, 2017
  w/n/d Luxurious Living for the U.S. Upper Class May 1, 2017
  w/n/d Printing $106.1 Trillion of Counterfeit Money May 11, 2017
  w/n/d Enriching the U.S. Upper Class May 15, 2017
  w/n/d The American Elite Conspiracy May 16, 2017
  w/n/d The Primary Reason Terrorists hate America May 23, 2017
  w/n/d Truth in the U.S. Government May 25, 2017
  w/n/d The Absurdity of Trump scolding NATO May 26, 2017
  w/n/d The Cause of Internet and Housing Bubbles May 28.2017
  w/n/d Open Letter to the U.S. General Public May 30, 2017
  w/n/d DFW home prices keep climbing May 31, 2017
  w/n/d The U.S. Government is Corrupt June 4, 2017
  w/n/d The Air Traffic Control System Debacle June 7, 2017
  w/n/d The U.S. Government is "Cooking the Books" June 9,2017
  w/n/d The Imaginary U.S. Upper Class June 10, 2017
  w/n/d Home prices set record high June 10, 2017
  w/n/d Open Letter to the U.S. General Public Jun 11, 2017
  w/n/d Plano readies roads for Toyota employees Jun 13, 2017
  w/n/d Buying stuff with imaginary-counterfeit money Jun 15,2017
  w/n/d The $664,000 Parking Spot in Hong Kong Jun 15, 2017
  w/n/d Why Hodgkinson attacked the GOP BB Team Jun 19,2017
  w/n/d Balance the Scales of Justice Jun 21, 2017
  w/n/d Why Stock and Real Estate prices go up Jun 23, 2017
  w/n/d Why U.S. Gov fraud is killing elephants Jun 25, 2017
  w/n/d The Starbucks Miracle/Debacle Jun 26, 2017
  w/n/d Healthcare Cost Escalation Jun 28, 2017
  w/n/d Janet Yellen apparently has NO CLUE Jun 29, 2017
  w/n/d Open Letter to the U.S. General Public Jul 1, 2017
  w/n/d Inheriting Great Wealth from our Kids Jul 2, 2017
  w/n/d FAKE NEWS The US Economy is stronger Jul 3, 2017
  w/n/d The Wealth Gap is Caused bu U.S. Gov Fraud Jul 4, 2017
  w/n/d Open Letter to the U.S. General Public Jul 8, 2017
  w/n/d Getting rich on fraudulently borrowed money Jul 10, 2017
  w/n/d Why Healthcare costs are increasing Jul 11, 2017
  w/n/d Hot (real estate) market turns hotter Jul 12, 2017
  w/n/d U.S. Gov fraud causes Class Inequality Jul 13, 2017
  w/n/d Jamie Dimon apparently has NO CLUE Jul 18, 2017
  w/n/d Stuffing $106.9 Trillion in upper-class pockets Jul 24, 2017
  w/n/d Creating massive wealth out of thin air Jul 25, 2017
  w/n/d The Imaginary Economy of USAPonzi Jul 27, 2017
  w/n/d Trump-Putin-USAPonzi Connection Jul 29, 2017
  w/n/d The American Social Justice Crisis Aug 1, 2017 
  w/n/d The American Education Cost and Equality Crisis 8/2/17
  w/n/d A Planet fooled Aug 8, 2017
  w/n/d Open Letter to Planet Earth 8/9/17 Aug 9, 2017
  w/n/d A Fake America Aug 17, 2017
  w/n/d Oppressing the Common Man Aug 18. 2017
  w/n/d Dallas High-Rise Living Debacle Aug 20, 2017
  w/n/d US Navy Accidents/US Gov Fraud Aug 24, 2017
  w/n/d Drugs, The Wall, and US Gov Fraud Sep 1, 2017
  w/n/d Matthew Stafford The $151.5M QB Sep 2, 2017
  w/n/d Superpower by Fraud, The USA Sep 6, 2017
  w/n/d Boeing Stupidity-The Airplane Bubble Sep 7, 2017
  w/n/d An Infinite Amount of The Wrong Stuff Sep 9, 2017
  w/n/d Suspending the "Debt Limit" Sep 10, 2017
  w/n/d Cheating the U.S. General Public Sep 14, 2017
  w/n/d Flipping picks up in D-FW Sep 17, 2017
  w/n/d The Illegal-Legal Drug Price Bubble Sep 19, 2017
  w/n/d Texas Rangers Globe Life Field Debacle Sep 22, 2017
  w/n/d USA-A Nation of Cheaters Sep 25, 2017
  w/n/d Social Injustice of $195 Trillion Sep 26, 2017
  w/n/d USAPonzi CliffsNotes Oct 1,2017
  w/n/d Terrorism and War Financed by US Gov Fraud Oct 2, 2017
  w/n/d Injustice in America Oct 3, 2017
  w/n/d Amazon HQ Search is a Fools Errand Oct 6, 2017
  w/n/d USAPonzi Elevator Speech Oct 8, 2017
  w/n/d American Accounting Fraud Oct 10, 2017
  w/n/d Imaginary-Counterfeit Prosperity Oct 12, 2017
  w/n/d The $107.8 Trillio​n Crime Oct 14, 2017​
  w/n/d FANG Miracle/Debacle Oct 16, 2017
  w/n/d USAPonzi Simplified Oct 17, 2017
  w/n/d The Absurdity of USAPonzi Oct 18, 2017
  w/n/d All-Time Highs in the Stock Market Oct 20, 2017
  w/n/d Global Financial System Time Bomb Oct 25, 2017
  w/n/d Enriching the Rich and Cheating the Rest Oct 26, 2017
  w/n/d Traffic Gridlock Oct 27, 2017
  w/n/d Bitcoin Valuation Dilemma Nov 2, 2017
  w/n/d Apple Imaginary Cash Hoard Nov 4, 2017
  w/n/d Open Letter to the U.S. General Public Nov 6, 2017
  w/n/d Imaginary U.S. Military Nov 7, 2017
  w/n/d Saudi Wealth produced by U.S. Fraud Nov 8, 2017
  w/n/d Criminals, Scoundrels, Liars, and Cheaters Nov 11, 2017
  w/n/d NFL Death Nov 12, 2017
  w/n/d Cooking the Books Nov 15, 2017
  w/n/d da Vinci Painting sells for $450M of fake money Nov 15,2017
  w/n/d Hoax-Dupe-Ruse-Scam-Con-Ponzi-Fraud-Crime 11/17/17
  w/n/d $109.0 Trillion White Collar Crime in Plain Sight 11/20/17
  w/n/d Mercedes-Benz Stadium Debacle Nov 21, 2017
  w/n/d Hands in the Cookie Jar Nov 27, 2017
  w/n/d Jeff Bezos-The $100 Billion Man by Fraud Nov 28 2017
  w/n/d Open Letter to Planet Earth Dec 1, 2017
  w/n/d Pete Sessions USAPonzi Elevator Speech Dec 2, 2017
  w/n/d Criminals in Washington Dec 5, 2017
  w/n/d Bitcoin Mania Finite Bitcoins and Infinite Dollars 12/7/17
  w/n/d Opioid Crisis fueled by US Government Fraud 12/8/17
 w/n/d Stealing from the Poor and Giving to the Rich 12/9/17
 w/n/d Robot Takeover caused by US Government Fraud 12/12/17
  w/n/d Buying Cars with Counterfeit Money 12/14/17


w=Wall Street Journal n=New York Times d=Dallas Morning News